FAQ

(Frequently Asked Questions)

  • filter_dramaWhat do all of the labels in the user portal mean?

    Daily List section:

    • Rank : The order of suggested pre-market priority, sorted first by highest probability, then according to allocation rules.
    • Symbol : The identifying mark of the company within an exchange (NYSE or NASDAQ).
    • Probability : The likelihood of the stock achieving the specified High Probability Target price within the specified amount of time, as determined by our AI.
    • High Probability Target : The projected price with the highest probability of being achieved within the specified amount of time, as determined by our AI.
    • Resistance : The maximum price our AI determines the stock may achieve within the specified amount of time. Note that this differs from the traditional definition of resistance, which typically fails to include a time component.
    • Sector : The sector in which the stock belongs (default display is all sectors).
    • Build Allocation : Interactive buttons which either include (Active) or exclude (Deactive) a stock in the allocation chart.

      Historical section:

    • Position : The “Rank” value of the stock when it appeared in the Daily List section.
    • Symbol : The identifying mark of the company within an exchange (NYSE or NASDAQ).
    • Status : Indicates whether a stock from the Daily List has time remaining of the specified amount of time (# of days completed out of 5) or is no longer considered likely to achieve the stated High Probability Target if it has not already done so (“Completed (5)”).
    • Allocation % : The percentage of user funds the user intended to trade on the displayed date suggested to be allocated to the stock if all displayed stocks on that date were to be purchased.
    • Open Price : The most immediately captured price following the market open (“opening bell”) following the display of the stock within the Daily List.
    • High Prob. Target : The projected price with the highest probability of being achieved within the specified amount of time, as determined by our AI.
    • High Prob. Accuracy : Progress of the high price to the High Probability Target during the specified amount of time, measured as

      HPT Accuracy =

      (High price - Previous close)
      (HPT - Previous close)


      *Minimum 0%
      *Maximum 100%.
    • Progress to Resistance : Progress of the high price to the Resistance during the specified amount of time, measured as

      Progress to Resistance=

      (High Price-Open Price)
      (Resistance Price-Open Price)


      and displayed as percent (%).
    • Check : Interactive buttons that, in the green “checked” state, include the stock in that row among those calculated in the “Average HPT” and “Potential Profitability” bars above the chart.
  • filter_dramaWhat do I need to get started?
    • Funded brokerage account (cash or margin).
      Clear understanding of Pattern Day Trader and Freeriding (of unsettled funds) SEC rules, and your broker’s procedures if violated.
    • FinClub subscription
  • filter_dramaSo, when I take a position in one of your Daily List stocks, I have to wait 5 days for profit?
    • NO WAY! We’ve seen the VAST majority move in just a day or two, with some even hitting targets within a few hours of being displayed. That means you’re going to see many opportunities to quickly rebalance and compound your earnings!

      Some may take up to 5 market days to hit the target – and a small percent of them may fail to do so – but these tend to correlate with days in which overall market performance is sluggish. According to our AI, trading our displayed stocks is still the best allocation of your money in this asset class without taking on far more risk.

    • FinClub subscription
  • filter_dramaWhy are some features blurry or subdued?
    • This indicates features coming soon!

    • FinClub subscription
  • filter_dramaHow are you determining allocation amounts?
    • Allocations are based on – yet, far from identical to – Modern Portfolio Theory calculations.

  • filter_dramaYou have resistance shown, but where is support?
    • Various methods of technical analysis utilize the term “resistance” to specify a certain price an asset is unlikely to surpass; however, these approaches often neglect to account for the impact of time elapsed (or do so crudely). Our approach is different – not to mention proprietary – and displaying this value would likely lead our users to unknowingly misuse these values. FinClub subscribers should be aware that it is generally accepted as an industry best practice to protect against your downside exposure via the strategy of your choosing or that recommended to you by your financial advisor.

  • filter_dramaHow will I be billed?
    • When you sign up, your free trial period will begin. Once the free trial is over, your account will be billed monthly for access to the FinClub portal. If you wish to cancel, you must choose the "Cancel Subscription" option under My Account, and your subscription will not renew at the end of the current billing cycle. If you renew your subscription prior to the end of the billing cycle, then service will continue uninterrupted. Once charged, FinClub.AI does not offer refunds, and your access will continue through the end of the most recently paid for period.